Terms and Conditions

Last update: August 1, 2024

1. INTRODUCTION

1.1. These Terms and Conditions are the terms on which the Services are made available to you. We provide the Services through the websites and downloadable mobile applications and apply if you access them through either.

1.2. In addition to these Terms and Conditions, your use of the Services and the Website is also subject to separate sets of rules that apply to the different products or promotions available on the Website (the "Rules").

1.3. Before accessing or using the Website and/or the Services, you should read the Terms carefully. By registering and then using the Website, you agree to the Terms and the Privacy Policy. If you do not agree to the Terms, you should not access or use the Website and/or the Services.

1.4. It is necessary to change the Terms from time to time for various reasons (including to comply with applicable laws, regulations and regulatory requirements). Any minor or insubstantial changes may be made at any time and you are encouraged to review the Terms regularly to keep abreast of such changes. When changes are material, you will be notified via email of such changes. The most current Terms will be available on the website.

2. SERVICES AND PARTS

2.1. Parts

2.1.1. By accessing the site or using the services, you are contracting with 123Global Media B.V. A company incorporated in Curaçao under registration number 162530. 123loterias offers the services to customers under a sub-license of the Curaçao Gaming Control Board.

2.2. Services

2.2.1. Through this website, you can:

2.2.1.1. Command the company to place the bets you indicate, and on your behalf, by purchasing official lottery game tickets.

2.2.1.2. Bet on the outcome of lotteries (the provision of which is referred to as "lottery betting services").

2.2.2. Please note that when you use the Gaming Services and complete and confirm an order, the Company, in its sole discretion, and on behalf of the Player, may:

2.2.2.1. Directly or indirectly involving a local representative to purchase the official lottery tickets you have ordered, or

2.2.2.2. Take a bet and hedge it. Therefore, You agree that You are not participating in a lottery, and are instead placing a bet on the outcome of a lottery. When you place such a bet, you are entering into a contract with us, not with the lottery provider; and

2.3. Where applicable, participate in virtual games based on random number generators ("Instant Win Games").

References to "Services" in the Terms refer to the provision by us of lottery ticket purchasing Services, betting games and instant win games.

3. DEFINITIONS

3.1. For purposes of the Terms, the following terms shall have the following meanings:

3.1.1. "Player(s)": user of the website (also referred to as "you" or "your").

3.1.2. "Purpose": the purpose of participating in the Services.

3.1.3. "Original lottery" or “Underlying lottery”: is the lottery, the result of which is taken to validate a bet through the website.

3.1.4. "Successful wager or successful order": is a winning wager on the outcome of an original Lottery through the Website in accordance with the Terms.

3.1.5. "Pools" or “Syndicates”: are the services described in Section 12 where you may wager on a number of shares in a lottery or lotteries by purchasing a share. You will receive a share of the winnings if any of the shares win at any prize level, including the jackpot.

3.1.6. "Website": the domain www.123loterias.com and any related subdomains or domains to which it may be redirected (depending on its location).

3.1.7. "Winnings" means the return paid to the player in respect of a successful wager or prize money won by a player when playing an instant win game.

3.1.8. Reference to “games” shall mean Lotteries, Casino, Live Casino, Sportsbook, cards, and other games as may from time to time become available on the Website. We reserve the right to add and remove Games from the Website at its own discretion.

4. SERVICES

4.1. Who can use the services

4.1.1. To access and use the Website and/or the Services you must be 18 years of age or the minimum legal age in your country.

4.1.2. Access to or use of the website and/or the Services may be illegal in certain countries, regardless of your age. You are responsible for determining whether your access and/or use of the website complies with applicable laws in your jurisdiction and you confirm to us that your use of the Services is not illegal in the territory from which you access them.

4.1.3. In addition to this, there are certain territories from which we block access. Our list of blocked territories does not necessarily correlate to those jurisdictions in which we have considered legality; likewise if a territory is not blocked, that does not equate to a representation on our part that participation in that territory is legal. Currently, we do not accept applications to register on the website or permit use of the website and/or services from the countries listed here. Please note that we may update this from time to time (e.g., due to changes in the law).

4.1.4. Jurisdictions Blocked: the United States of America and its territories, the French Republic and its territories, the United Kingdom, the Netherlands (including Curaçao and other countries and territories that form part of the Kingdom of the Netherlands), Spain, Germany, Singapore, Democratic People's Republic of Korea, Denmark, the Philippines, Syria, Turkey, Poland, Ireland, Czech Republic, Sudan, Australia and its territories, Italy, Iran, Slovenia, Sweden, Portugal, Belgium, Hungary, Austria, Bulgaria, Greece, Lithuania, Romania, Aruba, Cyprus, Province of Ontario, Serbia, Norway, Myanmar, Haiti, Somalia, Libya, and any other country which may prohibit the offering of online gambling to its residents or to any person within such country.

4.1.5. You must not access or use the Website and/or the Services (or attempt to do so) if you are located in any of the jurisdictions listed above or in any jurisdiction in which it is illegal to do so.

4.2. Provision of services

4.2.1. We may suspend, modify, remove or add Services from time to time, effective immediately and without notice. If we make a change that affects a bet you have already placed but which has not yet settled (for example, by removing a lottery from the list of lotteries available to bet on), your bet will be void and we will refund you the relevant amount. Except where we have failed to exercise reasonable care and skill, we will not be liable for any loss suffered as a result of such changes and you will have no claim against us in this respect.

4.2.2. We only permit and agree to the use of the Services online (including through mobile devices or downloadable applications on a mobile device).

4.2.3 The deadline for submitting a wager is two hours prior to the drawing.

4.2.4 Any instructions to place a wager after the purchase deadline and/or after the start of a specific draw or a draw that has already taken place will be invalid, regardless of any automatic confirmation you may receive and regardless of whether an incorrect deadline is displayed on the operator's website.

4.2.5 If a lottery draw does not take place or if the results of the draw are not officially published or announced, or if bets cannot be accepted for a particular draw, all valid Bets for that Betting Event will be held until the draw is rescheduled or, if there is none, for the next available relevant draw. The deadline for submission of Bets will be displayed on the operator's website. Instructions to place a bet or the apparent placing of a bet after the submission deadline and/or after the start of a specific draw or a draw that has actually occurred will not be valid, regardless of any automatic confirmation that may be generated or regardless of any error in the deadline displayed on the operator's website.

5. YOUR ACCOUNT

5.1. To register for an account and/or use the Services, you must:

5.1.1. be of legal age;

5.1.2. reside in a territory that is not a Prohibited Jurisdiction;

5.1.3. not be a citizen or resident of a country where gambling is illegal;

5.1.4. have a valid bank account or credit or debit card or an alternative payment method in your name and approved by us;

5.1.5. accurately complete the information required in the registration form;

5.1.6. comply with the Terms at all times in connection with your use of the Website and/or the Services.

5.2. You may open only one account. You may never access the Services through another person's account. If we identify that you have more than one account, we may treat such accounts as a joint account.

5.3. We may decline any account registration request.

5.4. Age and identity verification

5.4.1. After your application to open an account ("Registration"), or at any other time, we may ask you for proof of identity, age and/or address as part of our user verification checks. You will not be able to withdraw any amount deposited into your account until we have completed our verification checks.

5.4.2. All information provided when registering on the Website MUST be accurate and complete in all respects. In particular, if you are using a credit or debit card, the cardholder's name MUST be the same as that used when registering on the website, unless you provide valid and verifiable reasons for it to be different. Where the identification provided is inaccurate or incomplete, the account will be suspended until identity verification has been satisfactorily completed. When an account is suspended, the relevant customer must contact us. While your account is suspended, you will not be refunded all monies deposited / wagered prior to this nor will we pay you any Winnings.

5.5. Account details

5.5.1. You must keep your password and all of your account details secret and confidential, as you are responsible for your use of the Services under your account and any other activity that occurs under your account.

5.5.2. If at any time, you believe that a third party knows your username and/or password, you must change it immediately through the website. If you forget part or all of your username and/or password combination, please contact us.

5.5.3. You must keep your account details up to date. These details can be changed in the My Account section within the account on the website. If you need help accessing these details, please contact us.

5.6. Personal information

5.6.1. We take our obligations under the data protection laws that apply to us seriously. Please read our Privacy Policy for more information on how we use your personal information.

5.6.2. We will comply with applicable data protection laws with respect to the personal information you provide to us.

5.7. Close your account

5.7.1. If you wish to close your account, please contact us and it will be closed immediately.

5.7.2. Breach of terms, collusion, fraudulent or, criminal activity; are reason for an immediate account closure.

5.7.3. We may close or suspend your account at any time for any reason. If we do so, we will refund all remaining amounts in your account, void all pending wagers and refund all associated amounts.

5.7.4. We may close your account for various reasons:

5.7.4.1. you file for bankruptcy;

5.7.4.2. we reasonably believe that you have used an account in the name of another person or for the benefit of another person, or have acted in concert with other persons;

5.7.4.3. if we reasonably believe that you have violated in whole or in part any provision of the Terms;

5.7.4.4. we reasonably believe that you have used the website and/or the Services fraudulently or for illegal purposes;

5.7.4.5. we reasonably believe that you have acted for any purpose other than the Purpose, including professional, commercial or business purposes;

5.7.4.6. we reasonably believe that you have unfairly used the website, deliberately misled or taken unfair advantage of us or any of our customers;

5.7.4.7. we are required to do so by any law enforcement agency, regulatory authority or court order;

5.7.4.8. we reasonably believe that any of the above events may have occurred or are likely to occur;

5.7.4.9. we reasonably believe that you have attempted to access the Services from a Prohibited Jurisdiction;

5.7.4.10. we reasonably believe that you have abused bonuses or other promotions;

5.7.5. The rights set out in this clause do not affect any other rights we may have against you, under the Terms and Conditions or otherwise.

5.7.6. If we close or suspend your account for any of the above reasons, you will be liable to us for any and all claims, losses, liabilities, damages, costs and expenses incurred or suffered by us as a direct result of any such act or omission on your part. We shall be entitled to retain any amounts otherwise paid or payable to you (including deposited amounts, profits or bonus payments where applicable) up to the amount of such losses.

5.8. Inactive accounts

5.8.1. An account is considered to be 'inactive' during any period in which none of the following actions take place in relation to it: (i) a successful deposit is made; or (ii) a game or wager is placed.

5.8.2. If your account remains 'inactive' for a period of 365 consecutive days, the following will apply:

5.8.3. If your account balance is zero, your account will be closed and no fees will apply.

5.9. If, upon being deemed inactive, your account has a positive balance, we will take reasonable steps to notify you using the data provided during your registration process (or as updated by you).

5.10. If your account remains inactive, after a period of 28 days following our attempt to notify you that your account has been deactivated, your account will be permanently deactivated and your balance will be reset to zero.

5.11. You can "reactivate" your account by: (i) making a successful deposit; or (ii) placing a wager.

5.12. Account holders wishing to recover funds held in a closed or terminated account are encouraged to contact Customer Service.

6. YOUR FINANCES

6.1. Deposits

6.1.1. You may play or wager with the amount of funds you have in your account; we do not offer any credit facilities. Accordingly, if you wish to place a wager on a Lottery or play any Instant Win Game, you must deposit money into your account. You may only deposit funds into your account for the Purpose.

6.1.2. We may void any gambling attempts or wagers that have been involuntarily accepted by us when the account did not have sufficient funds to cover the bet or wager.

6.1.3. You authorize us to deduct money to pay for the Services as requested from time to time, as well as any administrative charges and fees outlined in the Terms.

6.1.4. We may impose different minimum and maximum amounts for deposits and participations during a particular period of time for you. We will notify you in the event we impose any deposit limits.

6.1.5. We may, at any time, deduct amounts from your balance to collect any amounts you owe us.

6.2. Prizes, Earnings and Withdrawals

6.2.1. All prizes will be paid in accordance with the following terms. By demonstrating that we have made sufficient efforts to obtain the Funds, you acknowledge and agree that we will only be liable to you for the monies we have received from the applicable third parties. We will pay your Earnings until and as soon as we have received the applicable Funds from the applicable third parties. As a result, there may be times when your receipt of the Funds may be delayed or even prevented in accordance with the following terms.

6.2.2. You may withdraw Funds in your account balance at any time in accordance with these terms.

6.2.3. You are responsible for all third party costs associated with the collection of your winnings and/or the costs of transferring any monies you may receive.

6.2.4. In the event that tickets have been purchased on your behalf and we are able to collect the prize on your behalf, we will do so and the prize will be deposited to your current account on the site. In the event that, due to the regulations of the official lotteries in which you participate, you are required to collect your prize, we will coordinate the delivery of the physical lottery ticket. Once you have the winning ticket, it is your responsibility to contact the lottery operator and claim your prize.

6.2.5. If you make a deposit and request a withdrawal of an amount that has not been wagered, you acknowledge that we are entitled to refuse such withdrawal until you have wagered, at least once, the full amount deposited.

6.2.6. Internal processing of withdrawals may take up to 5 business days. However, you acknowledge and agree that there may be delays and it may take longer.

6.2.7. We will perform checks to verify your identity on withdrawal requests.

6.2.8. Any free bets, bonuses, bonuses or winnings credited to your account in error are not available for your use, and we may void any transaction you make from such funds and/or withdraw the corresponding amount from your account and/or void the transaction, either on the spot or retrospectively when we become aware of the error.

6.2.9. We reserve the right to withhold payment and declare bets void if we have evidence that the following has occurred:

6.2.9.1. the integrity of the event has been questioned;

6.2.9.2. the group's price(s) or fund has been manipulated;

6.2.9.3. you were under 18 years old when he made the bet;

6.2.9.4. you were in a jurisdiction (or a resident of a jurisdiction) that makes the provision of our products or services to you or your use of them illegal when you placed the bet, including having purchased the bet while in a prohibited jurisdiction;

6.2.9.5. you are prohibited from gambling under the Terms and Conditions;

6.2.9.6. failure to verify your identity and address and, in particular, failure to provide a copy of government-issued photo identification to verify his age;

6.2.10. At any point in the withdrawal process or in any potentially suspicious activity, you may be asked to provide us with additional documentation proving your identity and address to our satisfaction, otherwise we may suspend or close your account immediately.

6.2.11. Evidence of the above can be based on the size, volume or pattern of bets submitted to us through any or all of our betting channels.

6.3. Currencies and exchange rates

6.3.1. Bets will be in U.S. Dollars (US$) or in the currency stipulated in your account.

6.3.2. For any deposit, play, wager or Winnings payment involving an exchange in currency, the applicable exchange rate will be the same exchange rate imposed on us by our bank at the time of the deposit, play, wager, Winnings payment or otherwise.

6.3.3. We can pay Winnings in the currency used to deposit in the corresponding account, in the currency used by the original Lottery or in any other currency we deem convenient.

6.4. Others

6.4.1. If we incur chargebacks, chargebacks, reversals or other charges with respect to your account, we may charge you for the amounts incurred.

6.4.2. In the event that the Prizes incur taxes, duties or levies, these will be borne by you. You are responsible for reporting your Profits and losses to the relevant tax authority and/or other authorities in your jurisdiction. In the event that we are required to pay taxes, duties or levies (including withholding taxes) directly to a regulatory authority, you agree that we are entitled to deduct these amounts from the Profits payable to you or your account balance, or reclaim these amounts from you.

6.4.3. You can access information about your current balance, your account and your betting history from your 123loterias account.

7. BETS

7.1. Placement of bets or games

7.1.1. Before placing a bet, we advise you to read all applicable information available on the website so that you are fully aware of the risks involved in gambling.

7.1.2. We may refuse, in whole or in part, any participation in the requested Services in our sole and absolute discretion.

7.1.3. It is your responsibility to ensure that the details of your bets or wagers are correct prior to placement. Once you have placed a wager you will not be able to cancel or change it.

7.1.4. We may refuse any wager prior to placement and may also cancel any wager placed at any time prior to the occurrence of the relevant event. Provided that there is no suspicion requiring closure or suspension of the account, the bet or wager will be refunded to you in full in the event of such cancellation.

7.2. Confirmation of bet.

7.2.1. A wager will only be valid once it is accepted by our servers and appears as Confirmed in your Account. We will not be responsible for the payment of Prizes or Winnings where your wager has not been Confirmed. If you are unsure whether your bet is valid, please check your transaction page or contact us.

7.2.2. Notwithstanding the above, if your bet or wager was placed using funds deposited via credit or debit card, or any other means, such bet or wager will not be valid until we have received payment in full. The bet or wager will be automatically void if we have not received payment before the relevant event begins. In the event of any chargeback, reversal or notification of insufficient funds from your bank or cancellation, any Winnings or Prizes relating to such payment will be void.

7.3. Offers and bonuses

7.3.1. All offers or bonuses offered to customers are limited to one per person, immediate family, household, home address, email address, phone number, same payment account number (e.g., debit or credit card), mobile device, application download or shared computer (e.g., public library or workplace).

7.3.2. All of our offers are intended for recreational purposes and we may limit the eligibility of customers to participate in all or part of any promotion, as set forth in the terms and conditions of any promotion.

7.3.3. If so established, the offers only apply to customers who have made a real money deposit into their accounts.

8. USE OF THE WEBSITE

8.1. Information and content

8.1.1. The information you access on the web site is for your personal use only and the distribution or commercial exploitation of such information is strictly prohibited. No warranty is given as to the uninterrupted provision of such information, its accuracy or as to the results obtained from its use.

8.2. Your equipment

8.2.1. Your computer equipment or mobile device and Internet connection may affect the performance and/or operation of the website. We do not promise that the website will operate without failure or error or that the Services will be provided without interruption. We accept no responsibility for failures or problems arising due to your equipment, internet connection or internet or telecommunications service provider (including, for example, if you are unable to use the Services or to view or receive certain information in connection with particular events).

8.3. Your commitment to us

8.3.1. You confirm the following:

8.3.2. You do not reside in a Prohibited Jurisdiction;

8.3.3. You are acting on your own behalf and legally of legal age and are capable of assuming responsibility for your own actions;

8.3.4. All details provided by you during the registration process or at any time thereafter, including as part of any payment deposit transaction, are true, current, correct and complete and match the names of the credit/debit cards, or other payment accounts to be used to deposit or receive funds into your account unless we have been able to verify.

8.3.5. You have verified and determined that your use of the Services does not violate any laws or regulations of the jurisdiction that apply to you;

8.3.6. You will not commit any act or exhibit any conduct that damages our reputation;

8.3.7. You are solely responsible for recording, paying and accounting to any governmental, tax or other relevant authority for any tax or other levy that may be payable on any gain;

8.3.8. You acknowledge and agree that we may publish the amounts you win along with your first name and the first letter of your last name on the Website and/or through social media. If you win an amount equivalent to US$50,000 (Dollars) or more, you may be invited to receive such Winnings at an award ceremony organized by us (which may be open to the media, at our discretion) and to give an interview or interviews subject to full prior disclosure of what the ceremony will entail. You may choose at any time to remain anonymous for the purposes of media interviews. If you choose to do so, we may still decide to publish the winning amounts with only your name and country of residence on websites, blogs, etc.

8.3.9. You must use the Services and the Website only in good faith both for us and for other Players using the Services. If we have reasonable suspicion that you have been using the Services in bad faith, we shall have the right to cancel your account and any other accounts you may have with us and we shall be entitled to retain all monies in it and any winnings.

8.3.10. You represent that the funds used by you on this website do not come from illegal means or arise from an illegal act and that you will not use the Services as a money transfer system.

8.4. Errors

8.4.1. We do everything we can to avoid errors, but in some cases they may still occur. "Obvious errors" include (but are not limited to) the posting of incorrect prices, incorrect prizes and/or prizes or prize distribution from a Lottery of origin or incorrect terms of a bet as a result of human error or due to a computer malfunction; we have mistakenly accepted your bets after the relevant deadline or after the start of the relevant draw; the amount of Winnings paid has been miscalculated as a result of human error or due to a computer malfunction; in accordance with the applicable Rules, a bet should not have been accepted in the first place.

8.4.2. In such circumstances, we may: correct the error and modify the wager to the correct price or terms that were available with us when the wager was placed; or declare the wager void and return the amount to you. In addition to this, where the error is that a wager is accepted in a drawing for an original Lottery that should no longer have been available, we may move that wager to the next drawing for that Lottery.

9. OUR RESPONSIBILITY

9.1. You have certain rights under the law. These include: (that we will provide services with reasonable skill and care and within a reasonable amount of time.

9.2. While we strive to ensure that the information on the website is correct, we do not promise that the information and material on the website will be accurate or complete. The website may contain typographical errors or other inaccuracies, or information that is out of date. We undertake no obligation to update such material. The information and material on the website is provided "as is" without any conditions, warranties or other terms of any kind. Accordingly, we provide the Website to you on the basis that we exclude all representations, warranties express or implied, conditions and other terms.

9.3. In no event shall our liability to you exceed:

9.3.1. with respect to your Earnings, the amount of Earnings to which you are entitled; and

9.3.2. with respect to any other liability, the amount you wagered in the previous 6 months, up to a maximum of U$S 1,000 (US dollars) depending on the currency of your account.

9.3.3. We are not responsible for:

9.3.3.1. loss of earnings;

9.3.3.2. loss of business;

9.3.3.3. loss of income;

9.3.3.4. loss of opportunity;

9.3.3.5. data loss;

9.4. loss of goodwill or reputation; or

9.5. indirect losses which are a secondary effect of the primary loss or damage and which are not reasonably foreseeable by you and us at the time of acceptance of the Terms.

10. OUR INTELLECTUAL PROPERTY RIGHTS

10.1. SYour use of the website and its contents does not grant you any rights in relation to our intellectual property rights, including but not limited to trademarks, logos, graphics, photographs, animations, videos and text or the intellectual property of third parties in the website and its contents.

10.2. You may not copy, reproduce, republish, download, post, transmit, record, broadcast, transmit, commercially exploit, edit, communicate to the public or distribute in any way the services, web pages or materials on the website or the computer codes of the elements comprising the website to the extent necessary to use the Services.

11. TERMS AND CONDITIONS OF PROMOTIONS AND BONUSES

11.1. Each individual promotion has its own terms and conditions (the "Promotion Terms and Conditions") in addition to these Terms. Therefore, you must read these Terms and Conditions in conjunction with those of the Promotion for each competition, bonus, or promotion you wish to participate in.

11.2. By participating in the promotions, you accept these Terms and the Promotion Terms and Conditions.

11.3. If for any reason, a promotion does not have its own Terms and Conditions, that promotion will be governed by these Terms and Conditions.

11.4. Each of the Terms and Conditions governing each Promotion is independent of the rest of the Terms and Conditions. In case any of the clauses do not apply or are not appropriate, the rest of the Promotion's Terms and Conditions will remain valid.

11.5. Participation in a promotion constitutes unconditional acceptance that: you accept the Terms and Conditions of said Promotion and any other applicable Promotion Terms and Conditions, and that our decision is final and binding in all respects.

11.6. We reserve the right to terminate or cancel any Promotion without prior notice. Any player who violates the Promotion Terms and Conditions will be disqualified and will not be entitled to any prize derived from said promotion.

11.7. We have the right to withhold any credit, bonus, coupon, loyalty points, or prizes awarded as part of a promotion at our sole discretion.

11.8. We have the right to inform customers about our promotions or news through email, SMS, chat, WhatsApp, social media, mobile phone, web browser, or mobile app.

11.9. We disclaim any liability for incorrect information, whether caused by the Website, the player's equipment used for the promotion, or human or technical errors related to bet confirmation.

11.10. Bonuses and Promotions

11.10.1. We will regularly offer you different bonuses and prizes that will be credited to your account or deducted from your purchases or deposits. A bonus on the Website may mean discounts, free spins, cashbacks, free bets, extra money to play directly, and extra money you receive after making a deposit.

11.10.2. Welcome Promotion: These are promotions granted to players who have not yet placed bets on the Website. These promotions generally contain discounts that reach or exceed 50% of the purchase value. In such a case, you acknowledge that by participating in such a promotion, you will receive a percentage of the prize equivalent to the percentage you have effectively paid ("Maximum Promotion Prize"). For example, if you paid 50% of the bet value, you will receive 50% of the prizes you may obtain.

11.10.3. Special Discount Promotions are those in which a discount equal to or greater than 50% is granted, whether for new players or not. The Maximum Promotion Prize rule also applies to these promotions.

12. OTHER DISPOSITIONS

12.1. You may cancel your account at any time by sending an email to Customer Service. Such cancellation will take effect from the time we close your account, which will occur within 7 calendar days of receipt of your email. Your email will be considered "received" only after we send you a confirmation email from our system.

12.2. The Terms and any documents expressly referenced therein and any guidelines or rules posted on the Website constitute the entire agreement and understanding of the parties with respect to the Services and supersede any prior agreements between the parties relating to their subject matter. You acknowledge and agree that by entering into and accepting the Terms and any documents expressly referenced therein and any guidelines or rules posted on the Website, representation, warranty, understanding, promise.

12.3. If any provision of the Terms is determined by any court or administrative body of competent jurisdiction to be invalid or unenforceable, such invalidity or unenforceability shall not affect the other provisions of the Terms which shall remain in full force and effect.

12.4. Nothing in the Terms shall create or be deemed to create a partnership, joint venture or relationship between the principal and agent, as between the parties and neither party shall have authority to bind any other in any way unless otherwise expressly stated in the Terms.

12.5. We may assign, transfer, charge, sublicense or otherwise deal with the Terms, or subcontract any of our rights and obligations under the Terms, to any party, including any company within our group.

12.6. The Appendices, the Rules and/or any documents expressly referred to therein and any guidelines or rules posted on the Website form an integral part of the Terms and shall have effect as set out in full in the body of the Terms. In the event of any inconsistency between the main body of the Terms and the Appendices, the Rules and/or any document expressly referred to therein and the guidelines or rules posted on the Website, unless otherwise stated, the main body shall prevail.

12.7. We may seek criminal and contractual penalties against you if you are involved in fraudulent or criminal acts while using this website and/or the Services, and we will make any necessary reports to the authorities.

12.8. In addition, if we have reasonable suspicion that you are involved in any fraud, dishonesty or criminal actions, we may withhold payment, recover any Profits and block or terminate your account.

12.9. Under no circumstances will we be liable for unauthorized use of credit cards, regardless of whether the credit cards were reported stolen or not.

13. GROUP PLAY

13.1. By participating in a pool or syndicate, you will not own or purchase lottery tickets. You have a contract with us that provides that if the pool in which you purchased shares contains successful Bets, then you will share in those winnings in proportion to the number of shares you purchased, subject to these Terms.

13.2. You cannot choose the numbers in the bets for the group game.

13.3. The number of shares available in any Group we offer will be at our sole discretion.

13.4. We will send you a confirmation of your purchase of a participation or participations in the Group and whether the relevant lottery bet has won to your account and/or to your e-mail address (if provided correctly).

14. BETTING COVERAGE AND MAXIMUM WINNINGS

14.1. In this section, we set out further information on how we operate under the "Lottery Gaming Services" modality, how Winnings will be calculated for successful Bets, successful Group Gaming Bets and the terms that apply in relation thereto.

14.2. For the purposes of this Section, the following terms shall have the following meanings:

14.2.1. "Combination Bet": to choose one or more additional numbers in addition to the Main Numbers and, where applicable, the Special Numbers, both as defined below. In a combo bet, each combination will be treated as a separate bet slip.

14.2.2. "Main numbers": the numbers that your wager selects as the main numbers to be drawn in an original Lottery.

14.2.3. "Prize class": as the class within which a prize group will fall depending on the original Lottery rules and which determines how the corresponding winnings are calculated.

14.2.4. "Prize pool": the pool into which a successful wager will fall depending on the number and the allocation of main numbers and special numbers selected when placing that successful wager (according to the rules of the corresponding original Lottery).

14.2.5. "Lottery Jackpot" - the total sum payable by the original Lottery Operator to the original Lottery Prize Tickets in respect of the relevant original Lottery drawing, as announced by the original Lottery operator.

14.2.6. "Original Lottery Operator": the lottery company that organizes and administers the original Lottery.

14.2.7. "Original Lottery Prize Ticket" - any winning ticket in the original Lottery.

14.2.8. "Special Numbers" or "Extra Ball": any number in addition to the Main Numbers that is drawn from the main drawing, whether you have selected it as additional number(s) ("Powerball number", "lucky star number", etc.) or as bonus numbers that do not require a separate wager from the Main Numbers. Special numbers are not applicable to all Source Lotteries. /p>

14.2.9. "Successful wagers": are winnings with respect to individual lottery wagers.

14.2.10. "Successful group play bets": are winnings with respect to group play.

14.3. How we operate

14.3.1. We act as a bookmaker with respect to the bets you place on the outcome of lotteries. We always strive to pay out all winnings in respect of successful bets and to this end, we use certain hedging measures and financial instruments. In particular, we may take out insurance policies to cover certain payments to players.

14.3.2. In some cases, instead of using financial instruments to attempt to pay Winnings, we may purchase actual tickets in the original Lottery to be wagered on your behalf. In the event that we do so and you are entitled to Win in respect of a successful wager, we may need your assistance in claiming the corresponding winnings from the original Lottery, which may include you having to claim the winnings directly from the original Lottery Operator.

14.3.3. If we request you to do so, we will reimburse you for reasonable expenses incurred by you as approved by us in advance. When claiming winnings directly from the original Lottery Operator, if such winnings for such entries incur taxes, duties or levies, these will be at your expense. Under no circumstances will we have any obligation to pay you any amount that the original Lottery Operator may fail to pay you in connection with any winnings for such entries.

14.3.4. If you are unwilling or unable to help, we will not be able to claim the original Lottery winnings.

14.4. Our responsibility to you

14.4.1. As a result of the above hedging techniques, although we will make every effort to pay according to the lottery prize table depending on the technique used, we may rely on: (i) the original Lottery Provider paying us the corresponding winnings; and (ii) the insurance provider paying the insurance claim.

14.4.2. Provided that we have made reasonable efforts to obtain the Funds, you acknowledge and agree that we will only be liable to you for Winnings in respect of Successful Bets to the extent that we have received the Funds from the relevant third party. We will pay your Winnings to you to the extent that we receive the applicable Funds from the applicable third party. As a result, there may be instances where your receipt of Winnings in respect of the Successful Bets may be delayed and/or we may not be able to pay out in accordance with the schedule set forth for each lottery. If, for any reason after these efforts, we do not obtain the Funds, our liability in respect of your Winnings in respect of the Successful Bets will be limited to the amount of your Winnings, up to a maximum of US$10,000 (ten thousand U.S. dollars) or the equivalent in your currency.

14.5. How earnings are calculated

14.5.1. Following the Operator's drawing of an original Lottery, we will calculate Winnings for each Successful Wager placed in respect of that Lottery (in accordance with the provisions set forth below) in the original currency of the Lottery. It may take us a short period of time to do so and to notify you of any Winnings.

14.5.2. The calculation to be applied will depend on: the original Lottery in which the successful wager was placed; the prize pool into which the successful wager falls; and the prize class into which this prize pool falls.

14.5.3. The prize will be calculated in such a way that you will get the same Prizes as if you had participated by purchasing tickets from the original Lottery. Therefore, your prize will consist of the lottery's announced prize corresponding to your guess level, divided by the number of official winners announced by the lottery plus the number of winners we have.

14.6. Prize withholding in PowerBall, MegaMillions and other American lotteries

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14.6.1. Whenever we receive the prize from the original Lottery or the insurer, for Prize Group 1 and 2, we will deduct 39.6% of the Winnings before payment. This is to account for the amount withheld by the original Lottery operator when we receive the prize from the original Lottery or insurer. This withholding is intended to place the player in a similar financial position to what they would have been in if they had played the original Lottery.

14.6.2. We may elect to pay Prize Group 1 Winnings over a period of up to 20 years (the "Deferral Option Payment Plan"). Under the Deferral Option Payment Plan, we will make the first installment as soon as practicable after the applicable drawing, and the following 239 installments will be made at monthly intervals.

14.6.3. Should we decide to pay the Winnings in a lump sum, the total Winnings payable do not add up to the sum of all monthly payments, but are reduced by the discount factor as published by the original Lottery operator.

14.6.4. The decision to distribute Earnings under the Payment Plan with Deferral Option or the Single Payment Option is at our sole discretion.

15. MISCELLANY

15.1. These Terms and any other Rules are originally written in Spanish. In case of translation, the Spanish version shall prevail.

15.2. The applicable law is the law of Curaçao.